Terms & Conditions

By accessing or using this website you agree to be bound by these Terms & Conditions. If you do not accept these terms, please discontinue use of the website.

1. Use of the website

The website is provided for general information and for submitting loan enquiries. You may use it for lawful, personal purposes only. You agree not to attempt to interfere with, disrupt, reverse engineer, scrape, or gain unauthorised access to any part of the website, its databases or its infrastructure.

2. Nature of our service

SouthIndiaLoans.com is a loan enquiry and loan assistance service. We are not a bank, NBFC or lender. We do not sanction or disburse loans. Loan approval, interest rates, tenure and disbursement are determined solely by the respective financial institutions based on their policies and your credit profile. Any rates, amounts or eligibility information displayed on this website is indicative only.

3. No guarantee of loan approval

Submitting an enquiry, being contacted by a partner lender, or meeting the information on our website does not guarantee loan approval, a particular interest rate, or a particular disbursal timeline. The final decision always rests with the lender.

4. No warranty / information accuracy

We make reasonable efforts to keep the information on this website accurate and up to date, but we provide it on an "as is" and "as available" basis without warranties of any kind, express or implied. Interest rates, fees, eligibility criteria and lender products change frequently, and information may become outdated. Please verify current terms with the lender before making any decision.

5. Intellectual property

All content on this website - including text, graphics, logos, design, and software - is the property of SouthIndiaLoans.com or its licensors and is protected by applicable intellectual property laws. You may not copy, reproduce, distribute, modify or republish it without prior written permission, except for your own personal, non-commercial reference.

6. User obligations

• Provide accurate, current and complete information in your enquiries.
• Use the service for genuine loan enquiries and not for spam, fraud or any unlawful purpose.
• Not submit false, misleading or duplicate submissions designed to manipulate our system.
• Not use automated bots to submit forms or harvest data from the website.
• Not hold SouthIndiaLoans.com responsible for decisions made by lenders based on information you provided.

7. Limitation of liability

To the maximum extent permitted by law, SouthIndiaLoans.com, its owners, employees and partners shall not be liable for any direct, indirect, incidental, special, consequential or punitive damages, including loss of profits, data or opportunities, arising from your use of the website, reliance on its content, or any loan decision made by a lender. Your use of the service is at your own risk.

8. Third-party links

The website may contain links to third-party websites and resources. We do not endorse, control or accept responsibility for the content, products, services or privacy practices of external sites. Accessing such links is at your own discretion and risk.

9. Governing law & jurisdiction

These Terms & Conditions are governed by the laws of India. Any disputes arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts at Coimbatore, Tamil Nadu.

10. Changes to these terms

We may revise these Terms & Conditions at any time. Revised terms take effect when posted on this page. Continued use of the website after changes are posted constitutes acceptance of the revised terms.

11. Contact

Questions about these terms can be sent to info@southindialoans.com or +91 9150921761.